Mortgage Lenders
May 19, 2009
Despite all of the reassurances from a certain Government. Mortgage funds for the My Choice Homebuy scheme are in short supply.
The best bet is to always phone us on 01775 821900 and we will immediately start looking for funds.
If you feel the need to tell the Government about any problems that you are experiencing simply click here
Open Market Homebuy
May 19, 2009
Our website Open Market Homebuy
Already sits on page one of Google for that search term.
We deal not only with the Homebuy Agent in your area but also with Housing Developers.
Very clearly, an extremely large number of people are getting somewhat tired of phoning their Homebuy Agents and asking if the Government funding is in place. We too as brokers are having exactly the same problem.
I am putting this link up on Gumtree and ‘CTAB Mortgage Desk’ invite you to use this blog as a sound board. It will in turn be placed on the Governments Housing blogsite.
No swearing please, it’s as frustrating for us as it is for you.
Our Shared Equity Mortgage page is [here]
We are here to try and help, we are probably the only mortgage brokers in this area that regulary post in all the main parties blogs. We do get replies and are not frightened to speak our mind!
(Our Director David Castle’s book blog is here)
Shared Equity Mortgages
May 19, 2009
Leslie MacNaughton, the Mortgage Compliance Officer at ‘CTAB Mortgage Desk’, has been involved in the Government Homebuy scheme virtually from the outset.
Leslie (Ms) arranges and brings about mortgages – she does not offer an advice on product service, she prefers to send, via e-mail, Key Facts Illustrations (KFIs) of the mortgage products available to you. You can then sit down and read and discuss them. If you have any questions simply call Leslie on 01775 821900 and she will look at your options or explain any sections of the illustrations that you do not fully understand. When you have decided which mortgage product is most suitable for your individual circumstances Leslie will obtain the lender’s agreement in principle (AIP) and send both the AIP and KFI to your Homebuy Agent. It’s your mortgage and it’s your home. It’s why the scheme is called ‘My Choice Homebuy’.
Because of CTAB’s reputation in all aspects of Social Housing they can deal with all known Homebuy Agents.
CTAB started out as far back as 1986.
CTAB Mortgage Desk
May 19, 2009
Registered Office
1, Mallard Hurn, Donington, Spalding, Lincolnshire. PE11 4XF
Telephone 01775 821900
Fax 01775 822277
Authorised and Regulated by The Financial Services Authority Registration Number 304891
Credit Consumer Licence Number 435179
Data Protection Number Z6741535
CTAB Mortgage Desk are Stakeholder Brokers to Orbit First Step and Homes2Own
We can liaise with all of the Homebuy Agents
Our e-mail address is ctab@btconnect.com
Fees and charges. What will CTAB charge for arranging
your mortgage ?
Our fee, payable only on completion if we arrange your mortgage, varies depending on the type of mortgage.
Standard residential purchase or remortgage
Buy to let/Let to buy purchase or remortgage
Right to buy purchase or remortgage
£499.00
Social Homebuy purchase or remortgage
Shared Ownership purchase or remortgage
All shared equity schemes or remortgage
£199.00
Secured or personal Loan
£0.00
Household insurance policy
Mortgage payment protection policy
Mortgage protection policy
£0.00
We make no charge for arranging these policies whether at the same time as a mortgage or separately.
Mortgage fees can usually be included in your mortgage if this is what you prefer. We have facilities with almost every UK Lender, so you won’t be spoilt for choice.
We arrange mortgages, we do not sell mortgages, so the mortgage quotations will not be based on lenders’ commissions only on the products that our mortgage sourcing software produces. Quotations for products meeting your needs will then be posted to you.
Your Home is at risk if you do not keep up the repayments on it
